As a licensed financial advisor and the owner and operator of two independent brokerage firms, Donald Dirren provides clients with the timely information they need to manage their personal and business finances. With over 37 years in the industry, Dirren holds particular expertise in retirement planning and seeks to help clients grow and preserve wealth while passing on a legacy to loved ones.
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It’s no secret that planning for retirement takes more than just saving money. To safeguard retirement assets, you need a strategic, proactive approach that goes beyond traditional saving. Too many retirees assume their financial future is safe just because they have a 401(k) or pension. However, economic downturns, inflation, and unexpected life events can all […]
Retirement tax planning works best when it aligns with the IRS’s interpretation of intent and compliance. Many retirees assume that reducing taxes means pushing boundaries, yet innovative strategies focus on clarity and consistency. The IRS looks closely at patterns, timing, and documentation, so transparent decisions matter. Therefore, adequate planning starts with understanding that legality and […]
Keeping your retirement assets safe becomes one of your top priorities as you approach the next chapter of your life. You work for many years to save money, and you want those savings to support you with comfort and security. Because retirement brings new financial challenges, you need a strong plan that helps you stay […]
As you approach retirement, the focus often shifts from growing wealth to preserving it. One of the most overlooked aspects of this transition is how taxes can significantly erode your retirement savings. Traditional retirement accounts like 401(k)s and traditional IRAs are funded with pre-tax dollars, which means distributions are taxed as ordinary income in retirement. […]